About Our Licensed Insolvency Practitioner
Behind every distressed business is a real person facing difficult decisions. We understand that. Which is why our work goes far beyond balance sheets and legal frameworks, it's about offering guidance when it matters most.
The foundation of RCM Advisory is built on a rare combination of technical depth and personal understanding, and that begins with our founder, Richard Cacho.
Expert Licensed Insolvency Practitioner
Richard isn’t your typical insolvency practitioner. Over the last four decades, he has helped hundreds of directors, business owners and professionals navigate financial challenges with clarity, care and integrity.
As well as being a licensed IP, he is also a qualified chartered accountant. He is regulated by The Institute of Chartered Accountants in England & Wales. (ICAEW), the largest regulator of insolvency practitioners in the UK. They continually monitor their license holders to ensure that they continue to be fit to carry out insolvency work.
Clients often describe his approach as part accounting, part law, and part psychology, and it’s not just a catchy phrase. It reflects the core of his work: understanding people just as much as he understands the numbers.
What Richard and his team brings to every case
Free, confidential consultation
Approachable and straight-talking guidance
Licensed insolvency practitioners
Empathy-driven advice
Trusted by clients across the UK
Get in touch today
We don’t make decisions for you. We help you understand your choices, fully, clearly, and without jargon, so you can make the right one for your business, your reputation, and your future.
We offer a free, confidential initial consultation. There’s no obligation, just a safe space to talk things through and start making sense of your next steps.